Maximize Your Medicare by Jae W. Oh is a comprehensive overview that cuts through the confusion surrounding Medicare benefits and choices. Chapters start by listing “Truths and Myths” as it unravels common misconceptions and addresses misinformation as it systematically provides an understanding of current federal regulations and the benefits available. It goes on to examine secondary coverage options including Medicare Part D (drug coverage), and warns how delaying enrollment can be a costly mistake over time. The author even points out how procrastination in making your Medicare decision can be a costly mistake leaving you enrolled in Original Medicare without the optional Part B which pays for services that Part A doesn’t cover such as doctors' services, outpatient care, and other necessary medical services not covered under Part A. If you don’t have Part B, that money comes out of your pocket.
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I can’t begin to condense all this book has to offer, but I can tell you the author does a good job unraveling a complicated topic in a down-to-earth manner. He offers a common-sense approach for how to investigate insurance-based solutions involving long-term and short-term care and pinpoints specifics to be aware of regarding short term-convalescent care and long-term care insurance. And one more thing I found really helpful is the glossary listing all the initialisms and acronyms of terms such as ADLs (Activities of Daily Living) and what they are: eating, bathing, dressing, toileting, transferring (walking), and continence. Along with definitions, most listings include details regarding what you need to know about related coverage. For instance, for ADLs “Long-term care insurance may cover a patient if it is documented that he/she cannot conduct three ADLs.”
Maximize Your Medicare warns that “one should not assume anything.” You need to educate yourself in order to make the best choice for your situation. It points to resources for more information and walks readers through the complications of the American Rescue Plan Act, as well as the many facets of retirement health benefits, including VA benefits eligibility and cost-sharing. Information contained in this book may surprise some and overwhelm others, but it is necessary if you want to make educated choices when it comes to your Medicare health coverage. I recommend this book to anyone approaching retirement age. I also recommend it to those already on Medicare to help them know what to do when Open Enrollment comes around because the current information offered in this book provides key takeaways to help the savvy consumer make decisions regarding which Medicare plans are right for them and why. I give this book a solid 5 stars.
As Book Hookup, I am a longtime book reviewer, and I received this book as a free review copy and have not been compensated for reviewing or recommending it. This review is posted in collaboration with Book Tasters. Some links in this post are affiliate links. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to amazon.com and affiliate sites.
About the Author Jae W. Oh
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